How to Know Your Manager at Onemainfinancial Wants You Gone
Well-nigh OneMain Financial Reviews
OneMain Financial offers personal loans online and at 1,500 concrete locations in 44 states. Customers can choose between unsecured personal loans, secured personal loans and auto loans. Y'all can secure your personal loan with an machine, RV or boat. In many cases, loans are available the same mean solar day you lot're approved. OneMain Financial offers loans from $one,500 to $twenty,000.
Overall Satisfaction Rating
- 5 stars
- iv stars
- 3 stars
- 2 stars
- i stars
Pros
- Flexible term lengths
- Secured and unsecured loans
- Loans from $ane,500 to $20,000
Cons
- Charges an origination fee
Bottom Line
OneMain Financial offers secured and unsecured loans with APRs up to 35.99% and terms upward to threescore months. OneMain loans have fixed rates and payments and no prepayment penalties.
Pinnacle OneMain Financial Reviews
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Jerry of Chesapeake, VA
Verified
The experience that I received was splendid and I would recommend OneMain Financial to anyone. The ladies would keep yous up to date on what is going on with your loan and they we...
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Jason of Ridgefield, WA
Verified
They made my experience very polish, like shooting fish in a barrel and worked with me to become the loan approved. All-time experience ever with a lending company. I will go back again if I always need another loa...
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What is OneMain Financial?
OneMain Fiscal is a lender that offers secured and unsecured loans to customers in 44 states. OneMain Fiscal's loans accept fixed rates and payments, and the company doesn't charge prepayment penalties. Y'all can bank check for loan offers on OneMain Financial's website without affecting your credit score.
To apply for a personal loan with OneMain Financial, visit its website and complete the online application. You provide details similar your:
- Desired loan corporeality
- Name
- Electronic mail accost
- Accost
- Appointment of birth
- Social Security number
- Monthly income and source of income
Once you consummate the application, OneMain provides a quick loan decision. If you're approved, visit a local OneMain Financial branch to verify the information you entered online and discuss possible loan options with one of its trained loan specialists.
Is OneMain Fiscal legit?
OneMain Financial has more than than 100 years of lending experience and offers unsecured and secured loans in 44 states. If you lot're searching for a large loan visitor with in-store services, OneMain Fiscal may be a good pick. Visit OneMain Financial'south website to get-go your application and see what rates you lot authorize for.
OneMain Financial Reviews
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Page one Reviews 0 - ten
Tanya of Columbus, OH Verified Reviewer
Original review: Jan. 28, 2022
I'm telling you please do non get a loan here. They are the Worst loan company I have e'er seen in my life. If you lot are belatedly 2 days they go along calling. I have a Netspend business relationship, I have a regular bank account which this payment is taking out of. I have credit cards that are in good continuing. They practise not want to take any credit cards or netspend. I wish I would have just stayed with my original loan company. I am going to go a 2d job just to pay them off early. Because I cannot bargain with these loan sharks. They volition make your life stressful, depressed, and just think everyday why you got this crappy loan. DON'T DO IT.
Valarie of Vancouver, WA Verified Reviewer
Original review: Jan. one, 2022
I took out a loan to catch upwardly on some finances. I paid 138.58 on the loan on Nov 26th for the Dec payment. On Dec 5th they automatically took out another 138.58 and threw my bank account into a negative 165.00. I called them on the seventh Dec and they told me they would contrary the charges if I showed them proof. I sent a banking company statement showing 2 payments were made to them for December. payments. They reversed it on their terminate just never reimbursed my banking company account so where is my 138.58. I promise whoever reversed my payment and pocketed my money had a nice Christmas. Information technology now January one, 2022 and I have notwithstanding non seen my 138.58 that they were suppose to put back in my banking concern account.. I will pay off my loan but volition never utilise them once more. Don't employ these guys at any cost.
One thousand of Mountain View, CA Verified Reviewer
Original review: Dec. twenty, 2021
I filled out the information. Get approved an unsecured personal loan. They saw my motorcar loan on my credit file, telephone call me. Want to use my auto as collateral, so it is non an unsecured loan. Hang up and tell them, "Don't bother me." And they are pretty rude too, non recommend.
Krysta of Statesville, NC Verified Reviewer
Original review: October. 22, 2021
At the outset of Covid-19, I was looking for an Audi Q5. I found one at driven pre-owned in Lenoir NC. I went to bank check it out and ultimately establish a different one I was interested in. Cody at Driven pre-endemic contacted Brandy at OneMain Fiscal to get her to help him coerce me into buying his Audi. Well with both of them contacting me and pressuring me, I went confronting my better sentence and bought it. The machine had so many issues from solar day i. This was the biggest purchase mistake of my life. The brake calorie-free was on, the backup camera didn't work, my taillight fell out on the highway, my engine was gone within a little over a year. I'grand stuck with owing $12,000 and the cost to set up information technology is $11,000.
1 master financial had no business concern teaming with a salesman since Brandy is not a salesman and doesn't know annihilation virtually a good vehicle. Brandy should put this Audi in her name. I'm pretty certain what they did was illegal. I do not recommend this company at all. Taking advantage of people during the height of a pandemic is illegal. I'm going to keep reporting these people until something is washed.
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Bob of Tooele, UT Verified Reviewer
Original review: Aug. 23, 2021
I had a loan with One Main and my truck title was tied to the loan. I sold the truck and on August 2, 2021 the loan was paid off. It is now August 23, 2021 and the company that bought my truck still does not take the title. I will never deal with this company once more and if you do be please be wary. The truck was sold to an established company, Tooele Auto, in Tooele Utah. One Main has held the championship way too long.
Don of Colorado Springs, CO Verified Reviewer
Original review: July eleven, 2021
One Main Financial sold me unemployment insurance and when I needed to use the insurance they denied my claim for the i and only matter I asked about when I purchased the insurance. They lied and told me, "Yes sir, it will comprehend your payment if your contract ends" which was a bald-faced Lie. So I enquire you why would I buy insurance if I knew it would not cover anything? The answer is I wouldn't and I accept paid for 2 years on this insurance, I feel like such an idiot just I was lied to and that is not cool. This company has no business organisation ethics at all. Avoid I Master Financial completely.
Regina of Corning, AR Verified Reviewer
Original review: July nine, 2021
Please stay away. Interest rates loftier. Prevarication and never gave my husband paperwork Horrible rates. Liars. Hard get out of it. Customer Service horrible. Try other options. I desire people go together class action lawsuit. Please be careful with loans.
Gus of Sonora, CA Verified Reviewer
Original review: June 29, 2021
This visitor is a lender of terminal resort and they know it. After a divorce, my credit was damaged and I need to make some emergency home repairs. In hindsight, I should have approached a family fellow member kickoff but I was too embarrassed by my credit score. I Master volition lend y'all coin when you take a credit score of 580 simply it's going to price you 35% and interest is a daily compound but like a credit card and that is apartment out predatory. Avoid them at all cost if you can.
ADDIE of East Elmhurst, NY Verified Reviewer
Original review: June 25, 2021
Debt Bicycle to keep you In debt. OneMain is the worse gear to keep you in Debt. I Paid over 8000 on loan for 14000. Still owe 11476. Has not gone downward much everything towards involvement very little towards principal. Race motivated.
Guy of Slidell, LA Verified Reviewer
Original review: June 23, 2021
I opened a loan business relationship with this visitor several years agone and never missed a payment and e'er on time. Only due to Covid and my married woman had major surgery on her right ankle that left her incapacitated. Nosotros had to purchase medical equipment and so that she could motion effectually and enable her to maintain her hygiene etc. I requested from One Chief to allow me to work with me on payments for ii months max so I could get on my feet and maintain the payments that were over 500 a calendar month. They refused to allow me whatsoever leniency and would call me and be extremely rude.
I think now that they preferred repo of my pristine 2014 Challenger SXT that was collateral for the loan. I have recently caused a mortgage loan and delivered a check for the pay off of the loan and they increased the amount up over the 500 dollar..over again they accused me of trying to scam them with a bogus cheque, which it is not and I take documented proof that it is a valid check of close to 17000.00! They refused the payment and insist that I owed well over 17000 in Hopes they can accept my car in their possession ...This visitor should not exist trusted and they need to exist under investigation.
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Source: https://www.consumeraffairs.com/finance/onemain-financial.html
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